June 12, 2026

Community banks are under increasing pressure to adopt artificial intelligence. That pressure is justified. Intelligence already shapes how information is interpreted…

Executive perspectives across regional and community banks reflect a thoughtful approach as leaders navigate regulatory pressures and accelerated change across the industry.

Deposit networks are often described as funding tools, enabling banks to access funds and depositors to access FDIC insurance on large amounts.

In an era where banks are investing millions into chatbots, self-service portals and AI-driven personalization, it’s easy to assume that digital convenience is the key to customer loyalty.

As community bankers, we are the financial backbone of our neighborhoods. We understand firsthand that when local small businesses thrive, our communities prosper.

Artificial intelligence is making decisions inside your financial organization right now.

A new checking account may look like growth on paper. Whether it becomes a primary relationship is what determines long-term value.

Talk to almost any small business owner right now, and you will hear a version of the same sentence. They are working harder than they have in years, and they are less certain about the future than at any point in their careers.

Ryan Kato Chief Operating OfficerIntegrity Bank & Trust How did you get started in the banking industry?My path into banking was not traditional. Before banking, I worked in retail sales, served as an assistant funeral director, bartended and tried my hand at entrepreneurship. Eventually, one of my mentors, who owned a one-branch bank in Grandview,