Pub. 13 2023-2024 Issue 5

In today’s diverse and multi-generational workplace, the way leaders communicate can significantly impact their effectiveness and the cohesion of their teams. One aspect of communication that is often overlooked is the potential disconnect that can arise from the use of language, particularly when there is a significant age difference between leaders and their team members. This article explores the extent to which language and generational differences might affect leadership effectiveness and team dynamics.

Businesses are increasingly recognizing the importance of engagement not only with their employees but also with the broader community. This focus on talent and community involvement represents a strategic imperative for organizations seeking sustained success and positive societal impact.

The SECURE Act of 2022 (SECURE 2.0) made many changes to both individual retirement accounts (IRAs) and retirement plans sponsored by employers. But, like comparable past legislation, not all SECURE 2.0 provisions took effect immediately. One reason is the federal tax impact of some provisions. Tax benefits to individuals and businesses may have the effect of reducing federal tax revenue, which lawmakers may choose to “pay for” over time by delaying the effective date of certain provisions. The following are important provisions of SECURE 2.0 that did not take effect immediately but became effective in 2024.

Let’s face it. An addiction to gambling is a problem for banks.

Josie Bunch Vice President of Strategy & ExperienceGraduate School of Banking at Colorado How did you get started in the banking industry? My father was a community bank president and CEO. I grew up in the bank but eventually left and didn’t think banking was in my future. I needed a summer job during graduate

Colorado’s billion-dollar cannabis industry could access bank accounts, payroll services, credit card processing and other basic financial services if Congress passes the Secure and Fair Enforcement Regulation (SAFER) Banking Act.

The transportation industry has been heavily impacted since 2020, and it seems that some struggles aren’t yet ready to trend positive. High fuel prices, the cost and availability of parts, increasing pressure to switch to electric vehicles (EV), fewer people wanting a career in transportation and lack of resources to train those who do are causing stress on the industry.

In 2010, the Durbin Amendment was dropped into Dodd-Frank in the dead of night, and without so much as a hearing, the government imposed restrictions and price controls on debit cards and connected checking accounts.

Financial institutions are facing headwinds on account of burgeoning non-performing assets, corporate malfeasance, a slowdown in the economy and a mismatch between the maturity profile of assets and liabilities. Severe liquidity strains caused the failure of Silicon Valley Bank, Signature Bank and First Republic Bank. Yet despite weaker economic conditions, sharply higher interest rates, high inflation, financial market stress and concerns over a potential recession, the banking industry demonstrated resilience. How?