Pub. 14 2024-2025 Issue 5

With cryptocurrency investments rallying post-election 2024, consumers and financial institutions alike must stay alert to an ever-growing threat of crypto fraud.

As consumer expectations evolve and regulatory scrutiny intensifies, community banks must reassess their overdraft programs to remain competitive while ensuring they provide lasting value.

Debt selling is something that has been done by thousands of banks, credit unions, auto lenders and commercial lenders over the years.

For many bank executives, meeting the Community Reinvestment Act requirements can feel like solving an intricate puzzle.

Likely Trends Are Shaped by a Dynamic Rate Environment. – The top issues facing executives managing credit portfolio risk and the balance sheet at financial institutions are shaped largely by the dynamic rate environment, according to Abrigo’s outlook for major trends in the year ahead.

Sam Anderson Vice President, Credit Officer IVANB Bank How did you get started in the banking industry? I am a third-generation banker and was exposure to banking from a young age by watching my father build a lifelong career in the industry. Upon graduating college, an opportunity arose to be an underwriter with ANB bank.

Why ask one person for a recommendation when you have the wisdom of millions at your fingertips?

After more than a year of debate and uncertainty, the Notice of Final Ruling on section 1033 is finally here.

What is glue and tap fraud?
Glue and tap fraud is a scam where criminals sabotage an ATM by filling the card reader slot with glue, forcing the victim to use the “tap” feature.