November 2, 2023

The adage goes, “One size fits all,” but in today’s ever-evolving financial services landscape, one size does not fit all. The financial sector is undergoing a seismic shift towards personalized marketing campaigns that cater to individual needs and preferences. For example, according to eMarketer, financial institutions must begin preparing for their next big wave of

Technology continues to insinuate itself into almost every facet of our daily lives, whether it is personal or work-related. As a result, protecting data privacy has become increasingly more relevant to every consumer and every business. In 2022, 422 million people were affected by data breaches at U.S. companies at an average of 4.8 breaches

Instant payments have been on the radar for some time — The Clearing House’s RTP Network has been operational since late 2017. But the Federal Reserve’s launch of FedNow, the second instant payments network in the U.S., has reshaped the landscape — shifting the dialogue from “if instant payments will take hold” to “when and

Yes, we get it. “Tell me something new about digital signage marketing in banking because I think I have heard it all,” you say. The market is continuously turning up the pressure dial on competition for deposits and loans. Non-brick-and-mortar entities have been relentlessly pursuing a larger market share and increasingly distracted and fickle customers.

A large number of community banks have purchased General Market (GM)/Non-Bank-Qualified tax-exempt municipal securities for their investment portfolio over the past 5-10 years. General Market munis offer an attractive yield/spread over comparable Bank Qualified (BQ) munis, and up until recently, the historically low-cost-of-funds environment for banks mitigated the federal TEFRA penalty imposed on General Market

Farmers and ranchers today face numerous challenges: from the skyrocketing costs of materials to supply chain disruptions to difficulties purchasing rural land — all while interest rates are rising. As a result, many are relying more on credit than ever before. For those who are young, beginning or socially disadvantaged farmers, these obstacles can seem

Bret Duvall Denver Market President, AMG National Trust Bank How did you get started in the banking industry?I began my career in banking by entering the management training program at a privately owned Colorado bank two weeks after graduating from the University of Colorado in Boulder. I interviewed for the position during the fall semester

Until recently, one of the basic tenets of leadership was to keep your distance from team members, their direct reports and even other leaders. The idea was to never get too close, or it would reduce your effectiveness as a leader. This philosophy has been reinforced through innumerable catchphrases and nuggets of well-intentioned advice: “Leave

With the Rapid Growth of Cyberattacks, People and Tech Must Work Together To Protect Modern Networks Monitoring logs and analyzing data is mind-numbing and time-consuming work; it’s a fast path to burnout. AI has taken over this work, offering organizations a fast and efficient way to monitor their systems for potential threats. According to a