In a low-interest-rate environment where earnings and risk management are front and center, the Whole Loan Trading market can be an effective mechanism to achieve your financial and risk management goals. All types of loans trade regularly, as well as all types of credit, and the market includes institutions of all sizes. Duncan-Williams, Inc. Whole Loan Trading Desk has the ability and expertise to help you achieve the best execution in the secondary loan market. For loan sellers, we strive to achieve maximum fair market value for your liquidity needs and A/L plans. For loan buyers, we also stress fair market value and always try to deliver your desired yield and duration preferences while also providing top-notch customer service, so the trade tracks from LOI to funding. We handle all trades the same way — with a hands-on approach throughout due diligence that enables us to expedite timelines, regardless of how cumbersome.
We specialize in the following:
- Scratch and Dent/Investor Kickout Loans
- Distressed Assets — (RPLs, Mods, and NPLs)
- New Conforming 1-4 Resi Origination for CRA and Secondary Investors for New Product
- Servicing Released and Participation Opportunities in 1-4 Resi and Multifamily Sectors
- Servicing Released and Participation Opportunities in CRE/MBL Sectors
- Consumer Products for Released and Participation Inquiries
Whether you are a seasoned veteran of the Whole Loan market or a rookie learning the playbook, we stand ready to help you solve your problem with your risk management. Established over 50 years ago, our firm is well-capitalized and has a national presence focused on regional banks. Reach out to your DWI representative, or directly to our trading desk, with any whole loan questions. We look forward to working with you and appreciate any opportunities to do so.