When your organization first began offering IRAs, you decided to use either the IRS model document or a prototype document as your required IRA plan agreement. Now – with the IRS expected to release new IRA model documents soon – you may want to revisit that decision to make sure it is still the best one for your organization. Knowing the difference between the model and prototype, and the pros and cons of both, may help.
Pub. 11 2021-2022 issue 1
Growing up in an environment of financial struggle and a lack of role models, Dynasty felt destined to duplicate these same struggles in her own life. Working many low-wage, labor-intense jobs, she moved from position to position, seeking something that sparked her mentally and emotionally, wanting to move beyond the economic challenges her family had always faced. While searching for yet another job, she found the post for the BankWork$ program on the jobsite Indeed.
With the pandemic ebbing and the economic situation still uncertain, banks are trying to figure out how to position their institutions for the future.
In a recent webinar, I spoke with Darling Consulting Group President, Matt Pieniazek and Abrigo Managing Director, Dave Koch about how bank leaders can capitalize on the current environment. While we discussed an array of topics – from the need to reimagine what asset-liability committees can and should be to the importance of thinking differently about pricing – my top three takeaways were:
If your bank or your customer’s business is in a high-ozone area and employs 100 people or more, you soon might have to find a new way to get to work, other than commuting alone in your car.
A new rule proposed by the state’s air pollution control division is seeking to force larger employers to reduce the number of employees commuting solo to 75% by 2022 and 60% by 2024.